Como cobrar de forma parcelada se tem um cabeleireiro?

Some people can't do without a routine weekly trip to the hairdresser, but end the month with a bill that can be difficult to manage.

Anyone who owns one or more hairdressing salons knows that cases like this can be complicated to negotiate and even lead to the loss of clients.

Fortunately, thanks to the Parcela Já com UNICRE which will enable payment instalments interest-free for the customer and risk-free for you.

Hairdressers: how to charge your customers in instalments?

In order to make it easier for customers to manage their finances and offer them better conditions for paying for services, the solution Parcela Já com UNICREwill allow hairdressing salons in this country to have payment instalments.

In order for this to happen, your salon must be equipped with a Physical TPAREDUNIQ Smartterminal which, in addition to allowing you to accept contactless payments with card, chip, MB WAY, Google Pay and Apple Pay, enables the integration of Apps that make management easier and maximise the profit of your business.

Among the apps that can be integrated into the REDUNIQ Smart TPA are the Tax Free which, in practice, simplifies the VAT refund process, and the App Parcela Já which, as we'll see, allows your customers to pay the bill for a service at your hairdresser in instalments over 2 to 6 months.

It should be emphasised that offering this feature to your customers will not incur any extra costs, as there is no additional interest, fees or commissions.

How the REDUNIQ Smart Instalment App works for your hairdressing salon

The whole process of payment instalments is simple, quick and convenient for both parties.

After equipping your hairdressing salon with the REDUNIQ Smart Contactless POS with the integrated Parcela Já App, you can immediately allow your customers to pay for the services they have enjoyed in between two and six interest-free monthly instalments.

As cannot be stressed enough, this service has no additional commissions or monthly fees, you only have to pay the service charge, and customers pay no interest on instalments, i.e. they only pay the invoice amount, but in stages.

At this point, you may be wondering whether you will have to wait between two and six months for the bill to be paid in full.

Well, by offering this service to your customers, you will receive all the invoices in instalments on a daily basis (minus commissions).

After this general presentation of how the App Parcela Já in TPA REDUNIQ Smart, see now how you can accept a payment in instalments from a client who came to your salon to get ready for a wedding.

Case Study

After the haircut and styling, her client also had a manicure and pedicure. In total, all this cost her 120 euros, which she is now preparing to pay back in two instalments.

For this to be possible, it must:

  1. enter the amount of 120 euros in the Parcela Já app on your REDUNIQ Smart POS;
  2. ask your customer to select the instalment option she wants and then select the "Insert citizen's card" option on the POS;
  3. the customer must now swipe her credit/debit card through the terminal's magnetic stripe reader and enter her mobile phone number;
  4. on the terminal, the customer must enter the code she has just received by SMS.

If the operation is approved, the payment is made and you should keep the resulting receipt duly signed by the customer.

Please note that the first instalment must be paid at the time of purchase and has a minimum value of 20 euros.

Note: only payments with credit cards or debit can be used to pay for purchases in instalments with the Parcela Já app.

So that you always know where your payments stand, you can check them on the REDUNIQ Customer Area.

Advantages of payment instalments for your business

As well as allowing a customer to take advantage of your services even when they don't have the necessary money on them, the pay in instalments with the Parcela Já app REDUNIQ Smart can offer you the following advantages:

  • Greater flexibility when paying for purchases encourages higher value sales, which will increase your customers' average ticket (average amount spent on each purchase); 
  • You don't have to worry about complex integration processes, as the Parcela Já App is already installed directly on the TPA;
  • No interest for the customer;
  • It has no default costs or requires any collection on your part.