In a year and a half, the business models on which most Portuguese companies were based have changed significantly with the introduction of the digital dimension into their structures, or even the complete digitalisation of their entire modus operandi.
In addition to the thousands of businesses that the pandemic and new consumer habits have led to accelerate their digital transformation, there are many others that have been born with the intention of taking advantage of the enormous boost that the e-commerce over the last year and a half.
In fact, data from DNS.pt shows that, in 2020, the registration of sites with the.pt domain reached historic highs with the creation of 130,816 new pages with the Portuguese callsign, almost 10,000 more than in the previous year, which indicates, although not all the registrations correspond to online shops, that Portuguese e-commerce grew by around 60% in just one year.
As we've mentioned, the new consumer habits that have emerged over the last year and a half have been decisive in encouraging the creation of digital businesses, but serving the post-pandemic consumer is not just about creating an e-commerce platformIt is also important to take advantage of the potential of digital marketing and to offer products at competitive prices.
Serving a consumer who buys from the comfort of their home via their smartphone or PC also involves offering simple, fast online payment methods that are in line with their preferences, but what are these preferences?
When it comes to online paymentsThe majority of Portuguese consumers prefer credit cards and digital wallets, as the Bank of Portugal points out in its "Payment Systems Report 2020" and Visa in a study it carried out with GFK which, in addition to noting the increase in the number of Portuguese who have started using online channels to pay for public services and subscribe to streaming services, points out that these means of online payment have been substantially more widely used and this growth is expected to continue as 171pc of Portuguese consumers said they intend to increase their use of debit cards in the future, while 221pc said they will switch to digital wallets.
After this answer, the question naturally arises: how do I receive a credit card payment online? With the help of a comparison of online payment methods REDUNIQ will help your business answer this question
How do I receive credit card payments online?
To receive online payments by credit card, it is necessary, above all, to rely on the collaboration of platforms that offer simplicity, eliminate bureaucracy, speed up processes and help reduce costs.
This is the case with online payment solutions REDUNIQ E-Commerce e REDUNIQ@Payments. Let's see what each of them can bring to your business.
REDUNIQ E-Commerce
We start with REDUNIQ E-Commerce, a solution that has been developed with businesses in mind that want to turn their website into a professional online shop and accept online payments safely and conveniently for your customers and for you.
O REDUNIQ E-Commerce is based on an innovative technological platform that is integrated with the shopping cart of your professional online shop and which not only allows you to receive online payments with Visa and Mastercard debit and credit cards from all over the world without any membership costs or monthly fees, but also allows you to record the customer's card details so that they don't have to re-enter this information for future purchases - one click shopping.
As demanded by today's consumers, the simplicity of payment is this solution's strong point. When paying, your customer is directed to a UNICRE payment page where they enter their card details so that the issuing bank can validate them.
Once the payment has been validated, the money will be credited to your account in just two working days from the date of the transaction.
REDUNIQ E-Commerce Advantages
- It allows you to accept online payments with cards from the main international issuing systems (Visa and Mastercard);
- Simple and fast integration with technical support from REDUNIQ's team of experts;
- There are no membership costs;
- Tuition fee offer;
- It registers the customer's card details so that they don't have to re-enter them for future purchases - one click shopping;
- It allows you to manage your sales;
- Greater security: transactions are always verified and validated by the issuing bank and the merchant never has access to the customer's bank details;
- Easy integration with the main e-commerce plugins on the market.
REDUNIQ@Payments
O REDUNIQ @Payments is a solution that, without the need for integration or a website, provides any online business (restaurants, clothes shops, cafés, etc.) with e-commerce payment methods by e-mail, SMS and WhatsApp, via Visa and Mastercard, Multibanco reference or MB WAY, simply and securely, with just one click.
REDUNIQ@Payments advantages
- Online payments by WhatsAppE-mail or SMS (payment link issued via the REDUNIQ portal);
- Fast remote payments (can trigger immediate payment to the customer's mobile phone);
- No need to have a website or integrate with the merchant's website (since the portal is REDUNIQ's),
- There is no need for the merchant to have an online shop or to be integrated, which simplifies the whole process in terms of time and costs;
- The payment page recognises the type of browser and automatically adapts to the screen of smartphones and tablets, without the need for any adjustments by the merchant;
- No monthly fees, no minimum income (you only pay the fees for the payments you make) and no fixed costs;
- The customer's data is protected throughout the process, as payment is made via a secure UNICRE page, which means that the merchant does not have access to the card details at any stage of the payment.
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