Make payments of up to €50 with your card or smartphone, just by approaching the terminal. The future of digital payments has a name: Contactless.
Contactless technology makes it possible to carry out transactions simply by approaching the payment terminal, from today, up to 50 euros (instead of the previous 20 euros) without having to enter your card's PIN. This recent change will be gradual, according to each card. For the merchant, receiving Contactless payments represents faster, safer and more efficient sales. Do you accept?
How does Contactless technology work?
With this innovative technology, customers can choose to use a traditional payment method, such as a card, or a disruptive one, such as a connected mobile device, be it a smartphone or smartwatch.
In this type of transaction, by card, there is no need to enter the card PIN for purchases of less than 50 euros and if the overall amount of 150 euros per day or a maximum of 5 transactions per day has not yet been reached. If you pay with your smartphone, you must unlock your mobile phone to authorise payment.
Contactless technology: what are the main advantages?
The advantages of Contactless are not just for customers, but also for any business.
Accept contactless payments means up to half the time for each transaction - faster than a normal chip and pin transaction - reducing waiting times and avoiding the formation of payment queues.
Just as customers are not limited to the money they carry, Contactless allows for better cash management and, consequently, a reduction in cash handling costs.
What's more, it guarantees the safety of traders and customers by adapting to their needs.
Guaranteed security for customers and traders
Transactions carried out using Contactless technology follow all the security criteria of international payment systems and operate on the EMV standard, commonly known as Chip & Pin.
In addition, to avoid duplicate payments or theft, Contactless transactions without entering a PIN are limited to a value of €50, up to an accumulated maximum set by the card issuer. Once this amount has been reached, the PIN code must be entered to validate the transaction.
Occasionally, and as an additional security measure, you may be asked to enter your card PIN at random, even if the maximum amount set has been respected.
And when we talk about security, we don't just mean validating and controlling payments. We're also talking about reinforcing hygiene, in addition to reduced risk of spreadingThis is what this innovative technology enables. With Contactless cards and terminals, neither the merchant nor the customer needs to come into contact with coins and notes that pass through the hands of countless people, nor does the customer need to touch the payment terminal.
With REDUNIQ your company is ready to receive contactless payments
Ensure a better service for your customers by making payments faster, easier and safer with the help of REDUNIQ.
If you have a Automatic Payment TerminalIf your bank is not Contactless or REDUNIQ, simply call the helpline 21 313 29 00 to join. REDUNIQ works with all banks, so you won't have to change banks.
Accept contactless payments with REDUNIQ is quick, easy and uncomplicated.
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