Bad luck? Unlucky not to be able to count on Parcela Já with UNICRE!
This is the starting point for make your business more competitive and attractive to your customers. How?
It's simple: by offering instalment payments of the purchases they make in your establishment.
Forget instalments, with the App Parcela Já com UNICREyour customers can pay in two to six interest-free monthly instalments without having to wait forever for the money to arrive in your bank account.
Thus, in addition to the greater flexibility your customer finds when it comes to payment, the Parcela Já functionality with UNICRE guarantees your business an increase in higher-value sales and better payment management without having to pay any additional fees or commissions.
How can you offer Parcela Já payment instalments with UNICRE to your customers?
Have you had the chance to get to know the innovative Android TPA? REDUNIQ Smart?
No, then come on, because it's this TPA that offers Portuguese businesses the possibility of accepting payments with cardby Contactless, PIN, MB WAY, QR Code, Google Pay, Apple Pay and the integration of applications that will be the key to entering the Parcela Já universe with UNICRE.
Among the applications you can install on this terminal is the App Parcela Já com UNICRE, which will allow you to offer customers payment instalments for their purchases with the guarantee that your business will always make a return.You will receive the amount of approved payment transactions (minus commissions) on a daily basis within 48 hours.
The process is simple and quick, as the "unlucky" Clara, a mum who barely has just left the optician's with her son JoãoHe heard his mobile phone ringing and realised that bad luck never comes alone.
Clara's (double) bad luck
It wasn't enough that his son João broke his glasses playing football at school, now it's his youngest son Afonso's turn to finish a race with a fall and a broken front tooth.
Clara goes back to Excel and the accounts. O payment in instalments at the optician's helped balance your monthly budget, but does the dental clinic offer instalments with UNICRE?
After the dentist had treated Afonso's tooth, "double bad luck" turned into "double good fortune": the dental clinic has a UNICRE instalment plan.
As we've already seen in the case of her son João, this means that Clara will be able to pay the dentist in two to six interest-free monthly instalments.
For this to happen, the clinic receptionist and Clara just have to follow these five steps:
Step 1: the receptionist enters the amount to be paid by Clara into the Parcela Já com UNICRE app and asks her to select the instalment option she wants (between 2 and 6 monthly instalments) on the TPA;
Step 2: the member of staff asks Clara to select the "Insert ID card" option on the REDUNIQ Smart terminal;
Step 3: Clara swipes her credit/debit card through the magnetic stripe reader and enters her mobile phone number;
Step 4: after receiving the code by SMS, Clara must enter the code into the terminal.
Step 5: Once the operation has been approved, the purchase is finalised.
Please note that the first instalment will be charged at the time of purchase (minimum instalment of 20 euros without interest) and only debit or credit cards can pay for purchases in instalments.
Note: if the operation is approved, the business must keep the receipt signed by the customer.
When choosing the paying your dentist's bill in instalmentsOnce again, Clara prevented her personal finances from slipping into negative territory while, in turn, the dental clinic strengthened the loyalty of its client.
Bad luck? Bad luck was not being able to count on Parcela Já com UNICRE!
Advantages of instalment payments Parcela Já with UNICRE
If Clara was able to pay for Afonso's tooth treatment in instalments, which will help her better manage her personal finances, the Parcela Já payment instalment plan with UNICRE has brought the dental clinic a number of advantages.
These include:
- An increase in higher-value sales, since charging in instalments gives customers greater flexibility when paying for their purchases;
- There are no additional fees or commissions for the clinic;
- Simple contracting, as the Parcela Já App is installed on the REDUNIQ Smart POS;
- The customer paid no interest;
- There are no default or collection costs;
- Better payment management, since UNICRE gives the dentist the possibility to consult all the instalment operations in the REDUNIQ Customer Area.
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