Bad luck? Bad luck was not being able to count on Parcela Já com UNICRE!
This is the motto of the campaign that will make your business even more attractive to consumers by offering instalment payments of your purchases.
Thanks to the App Parcela Já com UNICRE, customers wishing to make a high-value purchase now have the possibility to pay in instalments between two and six interest-free monthly instalments.
If customers find a more flexible way to pay for their purchases with Parcelo Já with UNICRE, your business will be able, among other advantages, to increase higher-value sales, guarantee better payment management and, above all, without any additional fees or commissions.
After winning over more than 400 million consumers worldwide, this feature, which allows payment in instalments ("buy now, pay later" is in Portugal to simplify life for businesses and customers.
How can you offer Parcela Já payment instalments with UNICRE to your customers?
Have you had the chance to get to know the innovative TPA Android REDUNIQ Smart?
No, then come on, because it's this POS that offers Portuguese businesses the possibility of accepting PIN payments or Contactless, Google Pay, Apple Pay, MB WAY and the integration of mobile applications that will be the key to entering the Parcela Já universe with UNICRE.
Among the applications you can install on this terminal is App Parcela Já con UNICREThis application will allow you to offer your customers payment in instalments for their purchases with the guarantee that your business will always make a profit, as you will receive the amount of approved payment transactions (minus commissions) every day within 48 hours.
The process is simple and quick, as "unlucky" Clara, a mum in trouble after receiving the news that her son João had broken his glasses at school, can attest.
Clara's bad luck
When Clara saw the name of her son João's school on the screen of his mobile phone, she sensed that the news wasn't good, and indeed it wasn't: her son had broken his glasses during a football match.
While she was counting up her life and thinking that those glasses had cost a fortune just two months ago, our character was sadly heading to the optician's clinic with the intention of once again opening the purse strings and taking another stab at her overzealous family budget.
After choosing her son's new glasses, Clara exchanges a final word with the optician who, at this rate of breaking glasses, is almost family, and prepares to pay.
The bill is high and will represent a significant dent in this mum's finances, but there is another piece of news, this time good, on the way: this optician offers Parcela Já with UNICRE.
This means that Clara will be able to pay the optician in two to six interest-free monthly instalments.
For this to happen, the clinic manager and Clara just have to follow these five steps:
Step 1: the employee enters the amount to be paid by Clara in the Parcela Já com UNICRE application and asks her to select the instalment option she wants (between 2 and 6 monthly instalments) on the POS;
Step 2The clerk asks Clara to select the "Insert ID card" option on the REDUNIQ Smart terminal;
Step 3: Clara swipes her credit/debit card through the magnetic stripe reader and enters her mobile phone number;
Step 4: after receiving the code by SMS, Clara must enter the code into the terminal.
Step 5: Once the operation has been approved, the purchase is finalised.
Please note that the first instalment will be charged at the time of purchase (minimum instalment of 20 euros without interest) and only debit or credit cards can pay for purchases in instalments.
Note: if the transaction is approved, the business must keep the receipt signed by the customer.
By choosing to pay for her new glasses, Clara avoided the budget shortfall she feared and the opticians gained points in their relationship with the client.
Bad luck? Bad luck was not being able to count on Parcela Já com UNICRE!
Advantages of instalment payments Parcela Já with UNICRE
If Clara has been able to get new glasses at an instalment price that will help her manage her personal finances, the Parcela Já payment instalment plan with UNICRE has brought the optician's clinic a number of advantages. These include:
- An increase in higher-value sales, since charging in instalments gives customers greater flexibility when paying for their purchases;
- There are no additional fees or commissions for the clinic;
- Simple contracting, as the Parcela Já App is installed on the REDUNIQ Smart POS;
- The customer paid no interest;
- There are no default or collection costs;
- Better management of payments, since UNICRE allows opticians to consult all the instalment operations in the REDUNIQ Client Area.
EN 
PT