Qual a melhor forma de receber pagamentos online?

If you're thinking of giving your online business a boost with the help of the payment solutions of REDUNIQ: E-Commerce or @PaymentsIf you don't know which one best suits your needs, we'll help you out.

Over the next few lines, we'll offer you a comparison between these two ways to receive payments online that will help you in the decision-making process.

Let's start with the REDUNIQ E-Commerce online payment platform:

REDUNIQ E-Commerce

Just like a automatic payment terminal (TPA) helps, for example, a hypermarket to receive payments by card, a online payment gateway ends up doing roughly the same thing, but with the e-commerce payments not only credit and debit cards, but also digital wallets.

This is the case with REDUNIQ E-Commerce. Developed with businesses in mind turn your website into a professional digital shop and receive online paymentsREDUNIQ E-Commerce allows businesses that have chosen the online environment to sell their goods or services receive online payments for customers from all over the world, with debit and credit cards, Visa and Mastercard, by Multibanco reference and MB WAY, with no membership costs and a monthly fee.

In addition to this comprehensive range of payment methods, this solution is simple to integrate and use, guaranteeing you checkout processes with less friction and a higher sales rate - checkout with payment.

How does it work?

  1. After choosing and placing the product they were looking for in their online shopping basket, the customer is directed to a UNICRE payment page where they have to enter their card details so that the issuing bank can validate them.
  2. Once the payment has been validated, the money will be credited to your account in just two working days from the date of the transaction. It should be emphasised that during the entire process, the business never has access to the customer's bank details.

Your online shop can also add the possibility of accepting not only card payments, but also MB WAY and Multibanco references to the E-commerce payment methods you offer your customers.

REDUNIQ E-commerce? advantages

To summarise, REDUNIQ E-Commerce offers the following advantages for your online business:

  • It guarantees less friction in the checkout process and a higher sales rate;
  • It accepts online payments with the main international cards (Visa and Mastercard);
  • Simple and fast integration with technical support from REDUNIQ's team of experts;
  • There are no membership costs;
  • Tuition fee offer;
  • It allows you to manage your sales;
  • Greater security: transactions are always verified and validated by the issuing bank and the merchant never has access to the customer's bank details;
  • Easy integration with the main e-commerce plugins on the market.
  • Possibility of accepting payments by ATM reference and MB WAY.

REDUNIQ @Payments

Although the number of professional online shops has increased with the growth in online shopping over the last two years, a large proportion of businesses that operate in e-commerce do so without the aid of an online shop, opting instead to take advantage of the potential offered by social networks such as WhatsApp, Instagram or Facebook.

Created with online businesses operating without a website in mind, such as restaurants, cafés or clothing shops, the ready-to-use solution REDUNIQ@Payments allows these businesses receive payments online, by e-mail, SMS, WhatsApp, by Visa and Mastercard, by Multibanco reference and MB WAY.

How does it work?

  1. In operational terms, in a simple and secure way, @Payments provides a platform, optimised for smartphones and tablets, where the business creates a link that can be sent by email, SMS or WhatsApp to the customer.
  2. When the customer receives the link, all they have to do is click to be redirected to a secure REDUNIQ page, thus ensuring that the business does not have access to the card details at any stage of the payment.

REDUNIQ @Payments advantages:

  • Online payments by WhatsApp, e-mail or SMS (payment link issued via the REDUNIQ portal);
  • Fast remote payments (can trigger immediate payment to the customer's mobile phone);
  • No need for a website or integration with the business website (since the portal is REDUNIQ's), which simplifies the whole process in terms of time and costs;
  • The payment page recognises the type of browser and automatically adapts to the screen of smartphones and tablets, without the need for any adjustments by the merchant;
  • No monthly fees, no minimum income (you only pay the fees for the payments you make) and no fixed costs.

What is the best way to receive payments online?

As you can see from comparison between these means of receiving online paymentsThe answer to the question in the title must necessarily be:

  • obey the nature of your online business
  • the platform on which it operates
  • your customers' needs

Like this, if you have your own website or online shop and look for a fast e-commerce payment solutionThe platform is safe, easy to use and offers the most popular payment methods for e-shoppers around the world. REDUNIQ E-Commerce will be the most suitable.

If, on the other hand, doesn't have an online shop and takes advantage of social media marketplaces to make your sales, the lack of integration and the ease with which the turnkey solution REDUNIQ@Payments adapts to the habits of today's consumers may be the solution you're looking for.