Over the last few years, e-commerce has taken on an unprecedented expression and has established itself as the preferred sales channel for millions of consumers and companies. However, the transition to a business model that favours, or is divided between, online sales brings with it a number of challenges.
The way to receive online payments is one of them. Accustomed to looking to the online sales channel for the speed and convenience of the purchasing process, e-shoppers are unforgiving if the checkout is penalised by online payment methods that are unsuitable or out of step with their preferences.
The question arises: how to receive payments online and improve your customer's shopping experience?
REDUNIQ gives you the answer, an answer that is divided into three parts online payment solutions developed to enable your E-Commerce thrive in the competitive digital world and meet consumer needs.
So that you realise which of the three online payments REDUNIQ best suits your business, stay with us and compare the features and benefits that each one has to offer.
REDUNIQ solutions: comparing online payment methods
REDUNIQ E-Commerce
Our comparative tour begins with a solution that has been developed with businesses in mind that want to turn their website into a professional online shop and accept e-commerce payments safely and conveniently for your customers and for you.
O REDUNIQ E-Commerce is based on an innovative technological platform that will allow you to accept online payments with Visa and Mastercard debit and credit cards from all over the world with no membership costs and no monthly fee.
How does it work?
At the time of payment, the customer is directed to a UNICRE payment page where they have to enter their card details so that the issuing bank can validate them.
Once the payment has been validated, the money will be credited to your account in just two working days from the date of the transaction. Please note that during the entire process, the merchant never has access to the customer's bank details.
Integration?
The module REDUNIQ E-Commerce will be integrated (with REDUNIQ's full technical support) with your online shop's shopping basket, allowing you to accept Visa and Mastercard payments.
This solution is easy to integrate with the main e-commerce plugins on the market.
Advantages?
- It allows you to accept online payments with cards from the main international issuing systems (Visa and Mastercard);
- Integration of the centralised payment page with the client's website
- There are no membership costs;
- It allows you to manage your sales;
- Greater security: transactions are always verified and validated by the issuing bank and the merchant never has access to the customer's bank details;
- Easy integration with the main e-commerce plugins on the market.
REDUNIQ@Payments
O REDUNIQ@Payments is the ideal solution for any business (restaurants, clothes shops, cafés, etc.) that sells via social networks and/or marketplaces and wants to receive payments online.
This solution enables remote payments by e-mail, SMS or WhatsApp, with Visa and Mastercard, without the need for a website or integration with the merchant's online shop.
How does it work?
Simple and safe @Payments provides a platform, optimised for smartphones and tablets, where the merchant creates a link, which can be sent by email, SMS or WhatsApp. When the customer receives the link, all they have to do is click and they will be redirected to a secure REDUNIQ page, thus ensuring that the merchant does not have access to the card details at any stage of the payment.
To be informed that the payment has been made, the merchant can choose to receive the notification via one e-mail (with just the payment notification) or via two e-mails, one with the notification and one with proof of payment.
Integration?
No need to integrate with a website.
Advantages?
- Online payments by WhatsAppE-mail or SMS (payment link issued via the REDUNIQ portal);
- Fast remote payments (can trigger immediate payment to the customer's mobile phone);
- No need for a website or integration with the merchant's website;
- There is no need for the trader to have an online shop, which simplifies the whole process in terms of time and costs;
- The payment page recognises the type of browser and automatically adapts to the screen of smartphones and tablets, without the need for any adjustments by the merchant;
- No monthly fees or minimum income (you only pay the fees for the payments you make);
- No fixed costs;
- The customer's data is protected throughout the process, as payment is made via a secure UNICRE page, which means that the merchant does not have access to the card details at any stage of the payment.
Payment for Services
When we address the issue of accepting online payments, we can't leave aside what is the Portuguese consumer's favourite method of e-commerce shopping: online payments. payments by multibanco reference.
This need is now being met with the Payment for ServicesREDUNIQ is a service that allows those who sell online with or without a website to issue payments by Multibanco reference or MB Way, easily and automatically, via the REDUNIQ platform or Whatsapp.
How does it work?
If you have an online shop, the process of integrating this solution is simple and quick and will allow you to add the possibility of generate Multibanco references automatically.
If you sell online without a website, you can make payment available via Multibanco and MB Way references by simply accessing the REDUNIQ platform.
With the data provided (entity, reference and amount), your customers just have to make the payment via the ATM network or via their bank's website.
Integration?
Integrated solution on the site (if you have one E-commerce solution) or access to a REDUNIQ portal to issue references (if you don't sell via a website).
Advantages?
- Competitive: this is one of the payment methods most used by Portuguese customers, due to its convenience and speed;
- Simplicity: no need for integration if you don't have an E-commerce solution and simple integration if you have the REDUNIQ E-Commerce solution;
- Speed: fast remote payments (can trigger immediate payment to the customer's mobile phone);
- Competitive price: simple tariff (fee applied only to the payment made), no monthly fees or fixed costs.
Read also: How can I generate ATM references quickly and easily?
EN 
PT