Sorteio de uma viagem aos Jogos Olímpicos com o Unibanco e a Visa
Sorteio de uma viagem aos Jogos Olímpicos com o Unibanco e a Visa
Sorteio de uma viagem aos Jogos Olímpicos com o Unibanco e a Visa
Slider

I'm a business

I'm a buyer

Parcela Já com UNICRE

Sell more with instalments

For a simpler day-to-day life, or for bad luck that comes without warning, offer your customers the possibility of paying for their purchases in between 2 and 6 interest-free monthly instalments directly at your Payment Terminal or online. And the best part? The customer pays in instalments, but your business receives the full amount of the purchase!

Advantages of receiving payments in instalments for your business

+ Sales

Win new customers and retain existing ones by increasing the average value of sales

+ Frequency

Increase the frequency with which customers return to your shop

- Risk

Offer a simple contracting process with no non-compliance costs for you

Get started

Available from +1,000 merchants

Logo Aldo
Logo Sitio do Bebé
Logo Sunglass Hut
Logo Smile Up
Logo SS Clinic
Logo Conselheiros da Visão

Adapted to your physical or online business

Physical sales

Increase in-store sales by allowing purchases to be paid in instalments directly at the payment terminal. All your customers have to do is choose the number of monthly instalments and authorise the purchase.

SIGN UP
Parcela Já com UNICRE - Receber pagamentos parcelados no físico

Online sales

Keep your customers coming back to your online shop more often by making it easy to pay in instalments.

SIGN UP
Parcela Já com UNICRE - Receber pagamentos parcelados online

Visualise your sales and control your business

With REDUNIQ Customer AreaWith the help of the new system, you can simplify the management of your business by consulting all your transactions, financial documents and other information in a single place. Have your business at your fingertips at any time.

Customer Area
App Store - REDUNIQ
Google Pay - REDUNIQ
Área do Cliente REDUNIQ

Join our network and increase your sales!

Well-thought-out deals for unlucky customers

Have you met Mr António? Bad luck knocked on Mr António's door and his car decided not to start.... Fortunately, the garage had Parcela Já com UNICRE to save the day, and António can divide his expenses into several monthly instalments! Happy with the service, he decided to use the solution in his own business.

Too bad your business didn't have an instalment plan with UNICRE!

Learn more stories

FAQ

The minimum number is two instalments and the maximum six.

The minimum amount is €40, since the minimum amount of each instalment is €20, and the maximum is conditioned by the Customer's exposure to this product, up to a maximum of €1,500 in debt at the time.

The Customer may make an instalment purchase with UNICRE at a REDUNIQ Merchant and Store that has contracted this solution with Unicre.

The contract may or may not be approved at the time of purchase, subject to certain validations such as consultation with risk management entities, the customer's debt exposure for this product, whether they have any outstanding instalments, among others.

Yes, the customer signs the slip accepting the terms of the contract, keeping a copy of it in SMS and, if desired, on paper. The signed copy must remain with the Merchant.

Instalments are collected on the days indicated in the payment plan on the customer's receipt.

Regardless of which bank card you use, your statement will show debits labelled "Unicre Parcela Já" (Unicre Instalment Now).

To join, contact us at online form.