Parcela Já com UNICRE

Offer your customers the chance to pay for their purchases in 2 to 6 interest-free monthly instalments directly at your POS and increase your sales in a simple way!

And the best bit? The customer pays in instalments, but your business receives the full purchase price! You only have to pay the service fee.

Application available on the terminal REDUNIQ Smart.

Advantages

Drives higher value sales

Simple hiring process, directly on the TPA

No interest for the customer

No default or collection costs

How does it work?

It's that easy! Join REDUNIQ Smart and Parcela Já with UNICRE and you're ready to start accepting payments in instalments.

All you need to do is enter the amount to be paid by the customer in the Parcela Já com UNICRE application and ask the customer to follow these steps:

Select the instalment option you want (between 2 and 6 monthly instalments)
Insert your ID card into the TPA
Swipe your credit or debit card through the magnetic stripe reader
Enter your mobile phone number
Enter the code you receive by SMS

If the operation is approved, you must keep the receipt signed by the customer.

Discover the REDUNIQ Smart payment solution

. REDUNIQ Smart

Android payment terminal, which includes a set of ready-to-use apps, and which also allows you to develop apps according to your business needs.

What is the minimum and maximum number of instalments in a Parcela Já product with UNICRE?

The minimum number is two instalments and the maximum six.

What is the minimum and maximum amount to buy in instalments with UNICRE?

The minimum amount is €40, since the minimum amount of each instalment is €20, and the maximum is conditioned by the Customer's exposure to this product, up to a maximum of €1,500 in debt at the time.

Where can a customer make an instalment purchase with UNICRE?

The Customer may make an instalment purchase with UNICRE at a REDUNIQ Merchant and Store that has contracted this solution with Unicre.

Are instalment contracts with UNICRE always approved?

The contract may or may not be approved at the time of purchase, subject to certain validations such as consultation with risk management entities, the customer's debt exposure for this product, whether they have any outstanding instalments, among others.

Does the receipt printed at the time of purchase serve as a contract?

Yes, the customer signs the slip accepting the terms of the contract, keeping a copy of it in SMS and, if desired, on paper. The signed copy must remain with the Merchant.